YAPI VE KREDİ BANKASI A.Ş.

YKB, YKBNK

SHAREHOLDERS

1.1. Facilitating the Exercise of Shareholders Rights
The number of investor meetings (conference, seminar/etc.) organised by the company during the year	Conferences: 14 (attended), Roadshow: 7 (attended), Webcasts: 4 (organized) Analyst Days: 1 (organized), Investor Meetings via teleconferences: around 350.
1.2. Right to Obtain and Examine Information
The number of special audit request(s)	0
The number of special audit requests that were accepted at the General Shareholders' Meeting	-
1.3. General Assembly
Link to the PDP announcement that demonstrates the information requested by Principle 1.3.1. (a-d)	https://www.kap.org.tr/tr/Bildirim/1115708
Whether the company provides materials for the General Shareholders' Meeting in English and Turkish at the same time	It is presented.
The links to the PDP announcements associated with the transactions that are not approved by the majority of independent directors or by unanimous votes of present board members in the context of Principle 1.3.9	There is no such transaction.
The links to the PDP announcements associated with related party transactions in the context of Article 9 of the Communique on Corporate Governance (II-17.1)	There is no such transaction.
The links to the PDP announcements associated with common and continuous transactions in the context of Article 10 of the Communique on Corporate Governance (II-17.1)	There is no such transaction.
The name of the section on the corporate website that demonstrates the donation policy of the company	Investor Relations/Corporate Governance/ Code of Ethics and Policies
The relevant link to the PDP with minute of the General Shareholders' Meeting where the donation policy has been approved	https://www.kap.org.tr/tr/Bildirim/920592
The number of the provisions of the articles of association that discuss the participation of stakeholders to the General Shareholders' Meeting	Article 16
Identified stakeholder groups that participated in the General Shareholders' Meeting, if any	The General Assembly was held open to the public, including stakeholders and the media without the right to speak. In addition to shareholders, some bank employees attended the General Assembly meeting held in 2023.
1.4. Voting Rights
Whether the shares of the company have differential voting rights	Hayır (No)
In case that there are voting privileges, indicate the owner and percentage of the voting majority of shares.	None
The percentage of ownership of the largest shareholder	%40,95
1.5. Minority Rights
Whether the scope of minority rights enlarged (in terms of content or the ratio) in the articles of the association	Hayır (No)
If yes, specify the relevant provision of the articles of association.	None
1.6. Dividend Right
The name of the section on the corporate website that describes the dividend distribution policy	Investor Relations / Corporate Governance / Shareholders' Meeting
Minutes of the relevant agenda item in case the board of directors proposed to the general assembly not to distribute dividends, the reason for such proposal and information as to use of the dividend.	Dividend has been distributed.
PDP link to the related general shareholder meeting minutes in case the board of directors proposed to the general assembly not to distribute dividends	-

General Assembly Meetings

General Meeting Date	The number of information requests received by the company regarding the clarification of the agenda of the General Shareholders' Meeting	Shareholder participation rate to the General Shareholders' Meeting	Percentage of shares directly present at the GSM	Percentage of shares represented by proxy	Specify the name of the page of the corporate website that contains the General Shareholders' Meeting minutes, and also indicates for each resolution the voting levels for or against	Specify the name of the page of the corporate website that contains all questions asked in the general assembly meeting and all responses to them	The number of the relevant item or paragraph of General Shareholders' Meeting minutes in relation to related party transactions	The number of declarations by insiders received by the board of directors	The link to the related PDP general shareholder meeting notification
16/03/2023	0	%78,24	%0,31	%77,93	Investor Relations / Corporate Governance / Shareholders' Meeting	Investor Relations / Corporate Governance / Shareholders' Meeting	None	0	https://www.kap.org.tr/tr/Bildirim/1125711

DISCLOSURE AND TRANSPARENCY

2.1. Corporate Website
Specify the name of the sections of the website providing the information requested by the Principle 2.1.1.	Investor Relations, About Yapı Kredi, Corporate Governance, Shareholders' Meeting, We Are Here For You.
If applicable, specify the name of the sections of the website providing the list of shareholders (ultimate beneficiaries) who directly or indirectly own more than 5% of the shares.	Shareholding Structure: Investor Relations/ About Yapı Kredi/ Shareholding Structure
List of languages for which the website is available	Turkish and English
2.2. Annual Report
The page numbers and/or name of the sections in the Annual Report that demonstrate the information requested by principle 2.2.2.
a) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the duties of the members of the board of directors and executives conducted out of the company and declarations on independence of board members	Board of Directors, Senior management, Independence Declarations
b) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on committees formed within the board structure	Board of Directors and Committees
c) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the number of board meetings in a year and the attendance of the members to these meetings	Board of Directors and Committees
ç) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on amendments in the legislation which may significantly affect the activities of the corporation	Legal Disclosures
d) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on significant lawsuits filed against the corporation and the possible results thereof	Legal Disclosures
e) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the conflicts of interest of the corporation among the institutions that it purchases services on matters such as investment consulting and rating and the measures taken by the corporation in order to avoid from these conflicts of interest	Legal Disclosures
f) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the cross ownership subsidiaries that the direct contribution to the capital exceeds 5%	Legal Disclosures
g) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on social rights and professional training of the employees and activities of corporate social responsibility in respect of the corporate activities that arises social and environmental results	Talented and committed employees, Social Contribution

STAKEHOLDERS

3.1. Corporation’s Policy on Stakeholders
The name of the section on the corporate website that demonstrates the employee remedy or severance policy	Investor Relations/ Corporate Governance/Code of Ethics and Policies
The number of definitive convictions the company was subject to in relation to breach of employee rights	200
The position of the person responsible for the alert mechanism (i.e. whistleblowing mechanism)	Ethics, Anti-Corruption and Conflict of Interest Manager
The contact detail of the company alert mechanism	0 212 339 7353 / 0 212 339 7330 / 0 212 339 6039 Etik@yapikredi.com.tr, CikarCatismasi@yapikredi.com.tr, YolsuzluklaMucadele@yapikredi.com.tr
3.2. Supporting the Participation of the Stakeholders in the Corporation’s Management
Name of the section on the corporate website that demonstrates the internal regulation addressing the participation of employees on management bodies	Internal regulations are not publicly available or accessible.
Corporate bodies where employees are actually represented	There is an "Employee Relations Advisory Board" formed of representatives assigned by the Employer and the Union, which work to preserve labor peace and contribute to increasing productivity.
3.3. Human Resources Policy
The role of the board on developing and ensuring that the company has a succession plan for the key management positions	The backup plan in our Bank is made for all our top management, and appointments of General Manager and Assistant General Manager are carried out with the resolution of the Board of Directors.
The name of the section on the corporate website that demonstrates the human resource policy covering equal opportunities and hiring principles. Also provide a summary of relevant parts of the human resource policy.	The Bank's Human Resources and Organization Management carries out its operations in line with the principle of non-discrimination on the basis of race, gender, nationality, age, religion, political affiliation and physical disability and being respectful of privacy and civil rights. Job descriptions, performance and rewarding criteria are announced to all employees. Also, the document regarding the code of conduct applied in the Bank is available on the corporate website.
Whether the company provides an employee stock ownership programme	Pay edindirme planı bulunmuyor (There isn't an employee stock ownership programme)
The name of the section on the corporate website that demonstrates the human resource policy covering discrimination and mistreatments and the measures to prevent them. Also provide a summary of relevant parts of the human resource policy.	The Bank's Human Rights Statement on the corporate website guarantees employees in areas such as diversity, freedom of expression. Furthermore, all Bank employees are able to share any discomfort and complaints with regard to these matters, orally or in writing, to the code of conduct within the Compliance, Internal Control, Risk and to the Ethics, Fight Against Corruption and Conflict of Interest section.
The number of definitive convictions the company is subject to in relation to health and safety measures	2
3.5. Ethical Rules and Social Responsibility
The name of the section on the corporate website that demonstrates the code of ethics	Investor Relations/ Corporate Governance/Code of Ethics and Policies
The name of the section on the company website that demonstrates the corporate social responsibility report. If such a report does not exist, provide the information about any measures taken on environmental, social and corporate governance issues.	Investor Relations/ Corporate Governance, Sustainability
Any measures combating any kind of corruption including embezzlement and bribery	The Bank's ?Anti-Bribery and Anti-Corruption Policy" is included in the Investor Relations/Corporate Governance/Code of Ethics and Policies section of our website.

BOARD OF DIRECTORS-I

4.2. Activity of the Board of Directors
Date of the last board evaluation conducted	07.03.2024
Whether the board evaluation was externally facilitated	Hayır (No)
Whether all board members released from their duties at the GSM	Evet (Yes)
Name(s) of the board member(s) with specific delegated duties and authorities, and descriptions of such duties	Yıldırım Ali Koç /Chairman, Levent Çakıroğlu / Vice Chairman, Gökhan Erün / Executive Director and CEO
Number of reports presented by internal auditors to the audit committee or any relevant committee to the board	11
Specify the name of the section or page number of the annual report that provides the summary of the review of the effectiveness of internal controls	Audit Committee?s Assessment on Internal Audit, Internal Control and Risk Management Systems
Name of the Chairman	Yıldırım Ali Koç
Name of the CEO	Gökhan Erün
If the CEO and Chair functions are combined: provide the link to the relevant PDP annoucement providing the rationale for such combined roles	-
Link to the PDP notification stating that any damage that may be caused by the members of the board of directors during the discharge of their duties is insured for an amount exceeding 25% of the company's capital	-
The name of the section on the corporate website that demonstrates current diversity policy targeting women directors	Investor Relations/ Corporate Governance/Code of Ethics and Policies
The number and ratio of female directors within the Board of Directors	2 (%20)

Board Members

Name-Surname

Real Person Acting on Behalf of Legal Person Member

Gender

Title

Profession

The First Election Date To Board

Whether Executive Director or Not

Positions Held in the Company in the Last 5 Years

Current Positions Held Outside the Company

Whether the Director has at Least 5 Years’ Experience on Audit, Accounting and/or Finance or not

Share in Capital (%)

The Share Group that the Board Member Representing

Independent Board Member or not

Link To PDP Notification That Includes The Independency Declaration

Whether the Independent Director Considered By The Nomination Committee

Whether She/He is the Director Who Ceased to Satisfy The Independence or Not

Committees Charged and Task

YILDIRIM ALİ KOÇ

Male

Chairman of the Board

Businessman / Businesswoman

31/03/2016

Non-Executive

Yönetim Kurulu Başkanlığı, Ücretlendirme Komitesi Üyesi

Koç Holding A.Ş.Yönetim Kurulu Başkan Vekili, Koç Finansal Hizmetler A.Ş, Yönetim Kurulu Başkanı ve Koç Grubu Şirketlerinde Yönetim Kurulu Başkanlıkları, Başkan Vekilliği ve Üyelikleri

Dependent Member

Ücretlendirme Komitesi Üyesi

LEVENT ÇAKIROĞLU

Male

Deputy Chairman of the Board

Managing Director / Chief Executive

25/03/2015

Non-Executive

Yönetim Kurulu Üyesi-Başkan Vekili, Kurumsal Yönetim Komitesi Üyesi, Ücretlendirme Komitesi Üyesi, Kredi Komitesi Yedek Üyesi, Risk Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

Koç Holding A.Ş. CEO. Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Başkan Vekili ve Koç Grubu şirketleri Yönetim Kurulu görevleri

Dependent Member

Ücretlendirme Komitesi Üyesi, Kredi Komitesi Yedek Üyesi, Risk Komitesi Başkanı, Kredi İzleme Komitesi Başkanı

GÖKHAN ERÜN

Male

Executive Director

Managing Director / Chief Executive

15/01/2018

Executive

Yönetim Kurulu Murahhas Üyesi ve Genel Müdür, İcra Kurulu Başkanı, Kredi Komitesi Başkanı, Risk Komitesi Üyesi

Koç Holding Bankacılık Grubu Başkanı, Koç Finansal Hizmetler A.Ş. İcra Başkanı ve Murahhas Üyesi, Yapı ve Kredi Bankası A.Ş. iştirakleri Yönetim Kurulu Başkanlıkları ve Başkan Vekillikleri

Dependent Member

İcra Kurulu Başkanı, Kredi Komitesi Başkanı, Risk Komitesi Üyesi

AHMET FADIL ASHABOĞLU

Male

Member of the Board

Managing Director / Chief Executive

28/09/2005

Non-Executive

Yönetim Kurulu Üyesi, Kredi İzleme Komitesi Üyesi

Koç Grubu şirketleri Yönetim Kurulu Üyelikleri, Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi

Dependent Member

Kredi İzleme Komitesi Üyesi

AYKUT ÜMİT TAFTALI

Male

Member of the Board

Managing Director / Chief Executive

31/03/2016

Non-Executive

Yönetim Kurulu Üyesi, Kredi Komitesi Yedek Üyesi

Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi, Kare Portföy Yönetim Kurulu Başkanı

Dependent Member

Kredi Komitesi Yedek Üyesi

AHMET ÇİMENOĞLU

Male

Member of the Board

Managing Director / Chief Executive

18/03/2019

Non-Executive

Yönetim Kurulu Üyesi, Denetim Komitesi Üyesi-Başkanı, Kredi Komitesi Üyesi, Risk Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

Koç Holding A.Ş. Baş Ekonomisti, Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi

Yes

Independent Member

SPK'nın Kurumsal Yönetim Tebliğinin 6(3)a maddesi çerçevesinde; Denetim Komitesi'nde görev aldığından Bağımsız Yönetim Kurulu Üyesi sayılmaktadır.

Not Considered

Denetim Komitesi Başkanı, Kredi Komitesi Üyesi, Risk Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

NEVİN İPEK

Female

Member of the Board

Managing Director / Chief Executive

05/02/2020

Non-Executive

Yönetim Kurulu Üyesi, Denetim Komitesi Üyesi, Kurumsal Yönetim Komitesi Üyesi

Koç Holding Finans Koordinatörü, Koç Finansal Hizmetler A.Ş. ve Yapı Kredi Yatırım Menkul Değerler A.Ş. Yönetim Kurulu Üyesi

Yes

Independent Member

SPK'nın Kurumsal Yönetim Tebliğinin 6(3)a maddesi çerçevesinde; Denetim Komitesi'nde görev aldığından Bağımsız Yönetim Kurulu Üyesi sayılmaktadır.

Not Considered

Denetim Komitesi Üyesi, Kurumsal Yönetim Komitesi Üyesi

VİRMA SÖKMEN

Female

Member of the Board

Managing Director / Chief Executive

18/03/2019

Non-Executive

Bağımsız Yönetim Kurulu Üyesi, Kurumsal Yönetim Komitesi Başkanı, Kredi Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi, Sarkuysan Elektrolikit Bakır San. ve Tic. A.Ş. Bağımsız Yönetim Kurulu Üyesi

Yes

Independent Member

https://www.kap.org.tr/tr/Bildirim/1115708

Considered

Kurumsal Yönetim Komitesi Başkanı, Kredi Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

POLAT ŞEN

Male

Member of the Board

Managing Director / Chief Executive

23/03/2022

Non-Executive

Yönetim Kurulu Üyesi, Risk Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi, Koç Holding A.Ş. CFO

Dependent Member

Risk Komitesi Üyesi, Kredi İzleme Komitesi Üyesi

KEMAL UZUN

Male

Member of the Board

Managing Director / Chief Executive

23/03/2022

Non-Executive

Yönetim Kurulu Üyesi, Risk Komitesi Üyesi

Koç Finansal Hizmetler A.Ş. Yönetim Kurulu Üyesi, Koç Holding Denetim Grubu Başkanı

Dependent Member

Risk Komitesi Üyesi

BOARD OF DIRECTORS-II

4.4. Meeting Procedures of the Board of Directors
Number of physical or electronic board meetings in the reporting period.	7
Director average attendance rate at board meetings	%99
Whether the board uses an electronic portal to support its work or not	Hayır (No)
Number of minimum days ahead of the board meeting to provide information to directors, as per the board charter	Principally a week ago.
The name of the section on the corporate website that demonstrates information about the board charter	Although there is an internal regulation on the subject (Yapı Kredi Board of Directors Working Principles), it is not a public document.
Number of maximum external commitments for board members as per the policy covering the number of external duties held by directors	No limits are introduced for the Members of the Board of Directors preventing them from assuming duties outside the company due to the fact that their sectoral and business experience makes a significant contribution to the Board of Directors.
4.5. Board Committees
Page numbers or section names of the annual report where information about the board committees are presented	Board of Directors and Committees
Link(s) to the PDP announcement(s) with the board committee charters	Information on the working principles of the Board committees is available on the Bank's website.

Composition of Board Committees-I

Names Of The Board Committees	Name Of Committees Defined As "Other" In The First Column	Name-Surname of Committee Members	Whether Committee Chair Or Not	Whether Board Member Or Not
Denetim Komitesi (Audit Committee)		Ahmet Çimenoğlu	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Denetim Komitesi (Audit Committee)		Nevin İpek	Hayır (No)	Yönetim kurulu üyesi (Board member)
Kurumsal Yönetim Komitesi (Corporate Governance Committee)		Virma Sökmen	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Kurumsal Yönetim Komitesi (Corporate Governance Committee)		Nevin İpek	Hayır (No)	Yönetim kurulu üyesi (Board member)
Kurumsal Yönetim Komitesi (Corporate Governance Committee)		M. Erkan Özdemir	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Ücret Komitesi (Remuneration Committee)		Y.Ali Koç	Hayır (No)	Yönetim kurulu üyesi (Board member)
Ücret Komitesi (Remuneration Committee)		Levent Çakıroğlu	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Committee	Gökhan Erün	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Committee	Ahmet Çimenoğlu	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Committee	Virma Sökmen	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Monitoring Committee	Levent Çakıroğlu	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Monitoring Committee	Ahmet F. Ashaboğlu	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Monitoring Committee	Ahmet Çimenoğlu	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Monitoring Committee	Virma Sökmen	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Credit Monitoring Committee	Polat Şen	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Risk Committee	Levent Çakıroğlu	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Risk Committee	Gökhan Erün	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Risk Committee	Ahmet Çimenoğlu	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Risk Committee	Polat Şen	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Risk Committee	Kemal Uzun	Hayır (No)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Executive Committee	Gökhan Erün	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Diğer (Other)	Executive Committee	Demir Karaaslan	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	M. Erkan Özdemir	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Serkan Ülgen	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Yakup Doğan	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	A. Cahit Erdoğan	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Saruhan Yücel	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Mehmet Erkan Akbulut	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Uğur Gökhan Özdinç	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Özden Önaldı	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	M. E. Kürşad Keteci	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)
Diğer (Other)	Executive Committee	Nursezil Küçük Koçak	Hayır (No)	Yönetim kurulu üyesi değil (Not board member)

BOARD OF DIRECTORS-III

4.5. Board Committees-II
Specify where the activities of the audit committee are presented in your annual report or website (Page number or section name in the annual report/website)	Board of Directors; Audit Committee
Specify where the activities of the corporate governance committee are presented in your annual report or website (Page number or section name in the annual report/website)	Board of Directors; Corporate Governance Committee
Specify where the activities of the nomination committee are presented in your annual report or website (Page number or section name in the annual report/website)	There is no Nomination Committee. The tasks related to this committee are provided by the Corporate Governance Committee. Annual Report: Board of Directors; Corporate Governance Committee
Specify where the activities of the early detection of risk committee are presented in your annual report or website (Page number or section name in the annual report/website)	Board of Directors; Risk CommitteeCommittee Members
Specify where the activities of the remuneration committee are presented in your annual report or website (Page number or section name in the annual report/website)	Board of Directors; Remuneration Committee
4.6. Financial Rights
Specify where the operational and financial targets and their achievement are presented in your annual report (Page number or section name in the annual report)	Message from the Chairman, Message from the CEO, Report of the Board of Directors
Specify the section of website where remuneration policy for executive and non-executive directors are presented.	Investor Relations/ Corporate Governance/Code of Ethics and Policies
Specify where the individual remuneration for board members and senior executives are presented in your annual report (Page number or section name in the annual report)	Talented and committed employees

Composition of Board Committees-II

Names Of The Board Committees	Name of committees defined as "Other" in the first column	The Percentage Of Non-executive Directors	The Percentage Of Independent Directors In The Committee	The Number Of Meetings Held In Person	The Number Of Reports On Its Activities Submitted To The Board
Denetim Komitesi (Audit Committee)		%100	%100	4	2
Kurumsal Yönetim Komitesi (Corporate Governance Committee)		%67	%67	2	1
Ücret Komitesi (Remuneration Committee)		%100	%0	2	1
Diğer (Other)	Credit Committee	%67	%67	21	4
Diğer (Other)	Credit Monitoring Committee	%100	%40	1	-
Diğer (Other)	Risk Committee	%80	%20	6	-